We will coordinate, consolidate, and simplify every aspect of your financial life. You’ll get succinct, intuitive reports, including an Asset Map and a date- and dollar-specific Financial Plan, and we will update these regularly.
Sage guidance against making the “big mistakes,” especially panic selling during falling markets, will typically be worth many multiples of our advisory fees over the long term. We will help you stick to a simple, well-constructed financial plan that works for you.
The investment portfolio that we create for you is the medium to fund your Financial Plan. Guided by our intuitive asset allocation methodology, you will understand exactly what you own and why you own it.
What tactical changes should you make to your portfolio in response to the prospect of rising inflation? Answer: None. Surprisingly, simply staying invested in equities has historically been the most efficient (and effortless) long-term hedge against inflation.
A common behavioral mistake is to let the tax tail wag the investment/financial planning dog. People often go to extreme lengths to avoid realizing capital gains today so they won’t incur capital gains taxes that have to be paid today.
In the catalog of investment mistakes, a concentrated position holds a special place of dishonor because it is the embodiment of multiple cognitive and behavioral errors. Outperformance isn’t a rational financial goal, and concentrated positions present substantial, potentially ruinous risks.
